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Showing posts with label AFFIN. Show all posts
Showing posts with label AFFIN. Show all posts

Saturday, March 16, 2013

KLCI Stock - AFFIN / 5185 - 2012 Quarter 4

AFFIN HOLDINGS BHD


Company Description
Affin Holdings Berhad is an investment holding company. It operates in five segments: Commercial Banking and hire purchase, Islamic Banking, Investment Banking and stock-broking, Money-broking, Fund and unit trusts management. The principal activity of the jointly controlled entities are underwriting of life insurance business and property development while the associate is principally engaged in the underwriting of general insurance business. The Commercial Banking and Hire Purchase segment focuses on business of banking in all aspects which includes Islamic Banking operations. Investment banking segment includes business of a merchant bank, discount house, fund and unit trusts management. Stock-broking segment comprises institutional and retail broking business for securities listed on the Bursa Malaysia Securities Berhad. The insurance segment includes general and life insurance businesses.

Company Info
Listing Date 1991-11-04
Market Capital (Capital Size) 5,126,395,014 (Very Large)
Par Value RM 1.00
Board Main
Sector Finance
Major Industry Banking
Sub Industry Other Financial Services
Website http://www.affin.com.my/

My Analysis
Forecast P/E now (3.43-0.18)/0.4629 = 7.02 (Moderate)
Target Price 3.70+0.18 = 3.88 (PE 8.0, EPS 0.4629, DPS 0.18)
First Support Price 3.3
Second Support Price 3.2
Risk Rating MODERATE

Research House
MIDF Target Price 3.8 (2013-02-22)
Kenanga Target Price 4.4 (2013-03-01)
Alliance Target Price 3.93 (2013-03-06)
CIMB Target Price 3.13 (2013-03-06)
RHB Target Price 3.6 (2013-03-06)
TA Target Price 4.4 (2013-03-06)
HLG Target Price 4.6 (2013-03-12)

Accounting Ratio
Return on Equity 11.25%
Dividend Yield 5.25%
Interest Profit Margin 43.1%
Operating Profit Margin 28.33%
Net Profit Margin 28.09%
Tax Rate 24.49%
Asset Turnover 0.0535
Net Asset Value Per Share 4.04
Net Tangible Asset per share 3.37
Price/Net Tangible Asset Per Share 0.96
Cash Per Share 6.26
Liquidity Current Ratio 1.1153
Liquidity Quick Ratio 0.906
Liquidity Cash Ratio 0.1932
Gearing Debt to Equity Ratio 8.2372
Gearing Debt to Asset Ratio 0.8917
Working capital per thousand Ringgit sale 187.0%
Days to sell the inventory 1723
Days to collect the receivables 4208
Days to pay the payables 8222

Technical Analysis
SMA 10 3.35 (Uptrend)
SMA 20 3.311 (Uptrend 9 days)
SMA 50 3.339 (Same)
SMA 100 3.311 (Uptrend)
SMA 200 3.274 (Uptrend)
MACD (26d/12d) 0.021606 ( 0.005938 )
Signal (9) 0.005785 ( 0.003955 )
MACD Histogram 0.015821 (Bullish trend 15 days)
Bolinger Upper Band 3.417
Bolinger Lower Band 3.205

My notes based on 2012 quarter 4 report (number in '000):-
- Higher revenue and pbt than FY11Q4 mainly due to the increase in net interest income, Islamic banking income and other operating income, higher share of profit in associate and higher write-back of allowance for loan impairment, higher management fees and upfront fees on sales of unit trust and higher profit from Insurance due to higher earned premium mainly from motor, healthcare and personal accident insurance offset lower brokerage income

- Estimate next 4Q eps after 2012 Q4 result announced = 0.4208*1.1 = 0.4629, estimate PE on current price 3.43 = 7.02(DPS 0.18)
- Estimate next 4Q eps after 2012 Q3 result announced = 0.4022*1.05 = 0.4223, estimate highest/lowest PE = 7.86/7.25 (DPS 0.15)
- Estimate next 4Q eps after 2012 Q2 result announced = 5892892*0.1/1494576 = 0.3943, estimate highest/lowest PE = 8.78/7.81 (DPS 0.12)
- Estimate next 4Q eps after 2012 Q1 result announced = 5758289*0.1/1494576 = 0.3853, estimate highest/lowest PE = 9.53/7.5 (DPS 0.12)
- Estimate next 4Q eps after 2011 Q4 result announced = 5592224*0.1/1494576 = 0.3742, estimate highest/lowest PE = 8.23/7.3 (DPS 0.12)
- Estimate next 4Q eps after 2011 Q3 result announced = 0.3377*1.05 = 0.3546, estimate highest/lowest PE = 8.94/7.39 (DPS 0.12)
- Estimate next 4Q eps after 2011 Q2 result announced = (0.071+0.0898)*2*1.05 = 0.3377, estimate highest/lowest PE = 9.21/6.4 (DPS 0.09)
- Estimate next 4Q eps after 2011 Q1 result announced = (0.071+0.077)*2 = 0.296, estimate highest/lowest PE = 11.76/9.8 (DPS 0.09)

AFFIN latest news (English)

AFFIN latest news (Chinese)


Financial Quarter Summary Open in New Window
a_date year qrt h_price l_price div roe c_roe rev c_rev pbt c_pbt prof c_prof eps c_eps asset c_asset liab c_liab mino equi cfo cfi cff cash fcf net final share c_share m_cap date inte_m oper_m prof_m vat asset_t pe navps ntaps p/ntaps cps l_cur l_qui l_cash g_de g_da avg_w inv_d rec_d pay_d
2013-02-21 2012 4 N/A N/A - 2.87% 11.25% 756191 2971723 212408 826652 160381 628942 0.1073 0.4208 55834291 54022653 49789787 48436145 - 6044504 2651343 206754 119612 9675118 2444589 2324977 7350141 1494576 1494576 4857372 2012-12-31 43.1% 28.33% 28.09% 24.49% 0.0535 7.7231 4.04 3.37 0.96 6.26 1.1153 0.906 0.1932 8.2372 0.8917 187.0% 1723 4208 8222
2012-11-19 2012 3 3.47 3.21 0.15 2.89% 8.38% 773040 2228599 211906 614454 161708 468561 0.1082 0.3135 55049366 53477134 48991636 47498743 - 6057730 1902011 125031 302753 9675118 1776980 1474227 8200891 1494576 1494576 5036721 2012-09-30 42.4% 28.20% 27.41% 23.69% 0.0534 - 4.05 3.38 1.0 6.71 1.1259 0.9153 0.2112 8.0875 0.89 203.3% 1711 4139 8113
2012-08-17 2012 2 3.61 3.23 - 2.52% 5.49% 735674 1458346 195480 402932 140828 306853 0.0942 0.2053 54652398 53089081 48759506 47047266 - 5892892 1775275 167249 302728 9675118 1942524 1639796 8035322 1494576 1494576 5305744 2012-06-30 43.8% 27.85% 26.57% 27.96% 0.0521 - 3.94 3.27 1.09 6.69 1.1284 0.9119 0.2127 8.2743 0.8922 212.1% 1822 4207 8406
2012-05-25 2012 1 3.79 3.01 - 2.97% 2.97% 722672 722672 213944 213843 166025 166025 0.1111 0.1111 56639452 54618179 50881163 48967739 - 5758289 547616 1126877 302382 9675118 579261 276879 9398239 1494576 1494576 4498673 2012-03-31 42.4% 28.10% 29.60% 22.40% 0.0487 - 3.85 3.18 0.95 7.81 1.1154 0.885 0.2385 8.8362 0.8983 204.6% 2088 4173 9055
2012-02-20 2011 4 3.2 2.85 - 2.55% 9.77% 709816 2660243 174674 702811 132543 507995 0.0887 0.3399 53736054 52095364 48143830 47011242 - 5592224 1141649 140479 41863 8632085 1001170 1043033 9675118 1494576 1494576 4707914 2011-12-31 42.6% 25.54% 24.61% 24.12% 0.0496 9.2676 3.74 3.06 1.03 7.65 1.1081 0.8971 0.2431 8.6091 0.8959 190.9% 1876 4203 8882
2011-11-18 2011 3 3.29 2.74 0.12 2.60% 7.22% 680121 1950427 216230 528355 135198 375452 0.0905 0.2512 50947044 49163380 45360640 44069090 - 5586404 38177 513774 174802 8621191 551951 377149 8244042 1494576 1494576 4334270 2011-09-30 41.8% 32.24% 31.79% 37.47% 0.0505 - 3.74 3.06 0.95 6.51 1.1156 0.889 0.2209 8.1198 0.8903 197.9% 1948 4155 8589
2011-08-15 2011 2 3.2 2.25 - 2.58% 4.62% 648495 1273270 177942 317778 134187 240254 0.0898 0.1608 49409220 47462986 43966672 42539884 - 5442548 446327 1131909 174802 8621191 1578236 1403434 7217757 1494576 1494576 4678022 2011-06-30 46.3% 28.61% 27.44% 24.59% 0.0504 - 3.64 2.97 1.05 5.57 1.1157 0.8715 0.1958 8.0783 0.8898 197.6% 2044 4192 8367
2011-05-24 2011 1 3.57 2.99 - 2.04% 2.04% 624775 624775 140302 140111 106067 106067 0.0710 0.0710 48748170 46752795 43454979 42434309 - 5293191 825481 1326389 100884 8621191 500908 601792 8019399 1494576 1494576 5231016 2011-03-31 46.3% 23.36% 22.46% 24.40% 0.0488 - 3.54 2.87 1.22 5.62 1.1018 0.8554 0.1979 8.2096 0.8914 181.6% 2146 4264 8712
2011-02-24 2010 4 3.62 3.15 - 2.67% 10.32% 620544 2272995 156702 632112 126572 488625 0.0847 0.3270 47003908 45233061 41802875 40649144 - 5201033 2545095 85416 2245 6174651 2459679 2457434 8632085 1494570 1494439 4902189 2010-12-31 47.1% 24.39% 25.25% 19.23% 0.0484 10.0317 3.48 2.8 1.17 6.0 1.1128 0.8861 0.2206 8.0374 0.8893 201.7% 2038 4325 8993
2010-11-26 2010 3 3.73 3.08 0.09 2.43% 7.65% 597821 1652451 149197 476120 115015 362053 0.0770 0.2423 44969951 42873115 39800903 38743528 - 5169048 1339148 256263 4007 6174651 1595411 1591404 7766055 1494570 1494439 4737786 2010-09-30 50.8% 25.64% 24.96% 22.91% 0.0481 - 3.46 2.78 1.14 5.42 1.1066 0.8837 0.2092 7.6999 0.8851 190.9% 1998 4403 8944
2010-08-20 2010 2 3.31 3.03 - 2.36% 5.22% 534605 1054630 154311 327008 111706 247038 0.0748 0.1653 42803957 40763217 37755942 36731075 - 5048015 205068 466746 4225 6174651 671814 667589 6842240 1494374 1494373 4557840 2010-06-30 52.6% 28.00% 28.86% 27.61% 0.0485 - 3.38 2.7 1.13 4.8 1.1098 0.8808 0.1951 7.4794 0.8821 194.4% 2045 4417 8922
2010-05-31 2010 1 3.13 2.9 - 2.86% 2.86% 520025 520025 177323 177323 135332 135332 0.0906 0.0906 40830616 38820048 35900257 35022777 - 4930359 188541 795078 95266 6174651 606537 511271 6685922 1494317 1494317 4333519 2010-03-31 54.5% 32.47% 34.10% 23.68% 0.0497 - 3.3 2.62 1.11 4.68 1.1084 0.8794 0.1998 7.2815 0.8792 187.1% 1973 4262 8607
2010-02-25 2009 4 3.29 2.63 - 1.91% 8.43% 510409 2008858 114002 493752 84170 371843 0.0563 0.2488 39954143 37924591 35218854 34256574 - 4735289 1596041 1833947 399986 6812543 237906 637892 6174651 1494367 1494367 3945128 2009-12-31 58.5% 22.27% 22.34% 26.17% 0.0503 10.6097 3.17 2.48 1.06 4.33 1.1071 0.8492 0.1889 7.4375 0.8815 182.6% 2131 4102 8263
2009-11-20 2009 3 2.68 2.27 0.085 2.41% 6.52% 508867 1498449 139982 379750 106268 287673 0.0711 0.1925 38745123 36665419 34015785 33145076 - 4729338 1459292 1091833 400000 6812543 367459 32541 6780002 1494367 1494367 3556593 2009-09-30 57.9% 27.62% 27.51% 24.08% 0.0519 - 3.16 2.48 0.96 4.79 1.1062 0.8701 0.216 7.1925 0.8779 175.1% 1895 3926 8021
2009-08-20 2009 2 2.66 1.85 - 2.04% 4.11% 490606 989582 122911 239868 89817 181405 0.0601 0.1214 37385945 35314421 32788075 31718904 - 4597870 249170 452707 200000 6812543 203537 403537 6409006 1494367 1494367 2764578 2009-06-30 56.9% 25.09% 25.05% 26.93% 0.054 - 3.08 2.39 0.77 4.49 1.1134 0.8903 0.2116 7.1311 0.877 178.1% 1637 3883 7329
2009-05-15 2009 1 2.04 1.61 - 2.08% 2.08% 498976 498976 120265 120265 91588 91588 0.0613 0.0613 37275600 35113604 32762981 31985677 - 4512619 1303855 103681 500000 6812543 1407536 907536 7720079 1494371 1494371 2480655 2009-03-31 49.6% 23.73% 24.10% 23.84% 0.0555 - 3.02 2.33 0.71 5.35 1.0978 0.8929 0.2501 7.2603 0.8789 151.3% 1447 3622 7051
2009-02-24 2008 4 1.86 1.23 - 1.99% 6.91% 512575 2115438 115570 401821 84107 292762 0.0563 0.1958 36828131 34599463 32416826 31056786 - 4411305 1228707 19224 278294 8338768 1247931 1526225 6812543 1494367 1494862 1912789 2008-12-31 47.8% 23.76% 22.55% 27.22% 0.0574 6.5358 2.95 2.26 0.57 5.14 1.1141 0.8918 0.2475 7.3486 0.8802 167.5% 1487 3445 6680
2008-11-18 2008 3 1.53 1.22 0.05 1.27% 4.92% 516630 1602863 75167 286281 53895 208655 0.0361 0.1397 37025743 34915059 32639927 31327232 - 4385816 2051358 2660 223002 8338768 2054018 2277020 6061748 1493693 1493693 1896990 2008-09-30 45.2% 15.20% 14.55% 28.30% 0.0578 - 2.94 2.24 0.57 4.68 1.1145 0.871 0.2231 7.4422 0.8815 167.6% 1585 3443 6490
2008-08-14 2008 2 1.9 1.14 - 1.47% 3.65% 539071 1086233 89059 211114 62365 154760 0.0418 0.1037 37231872 35247526 32898993 31500736 - 4332879 244547 325921 223002 8338768 570468 347466 8686234 1492338 1492338 2835442 2008-06-30 46.0% 17.72% 16.52% 29.97% 0.0591 - 2.9 2.21 0.86 6.44 1.1189 0.9151 0.305 7.5929 0.8836 170.3% 1298 3171 6356
2008-05-15 2008 1 2.14 1.66 - 2.18% 2.18% 547162 547162 124414 124414 92395 92395 0.0619 0.0619 37334115 35294484 32996085 31623681 - 4338030 664105 389972 189827 8338768 1054077 864250 9203018 1492338 1492338 3029446 2008-03-31 44.8% 22.90% 22.74% 25.74% 0.0595 - 2.91 2.21 0.92 6.94 1.1161 0.9172 0.3275 7.6062 0.8838 165.2% 1265 3047 6350
2008-02-29 2007 4 2.26 1.92 0.03 1.63% 7.24% 537541 2184873 70595 350621 56795 251773 0.0390 0.1899 36132882 34066738 31895904 30314993 - 4236978 100384 494129 242677 7702346 393745 636422 8338768 1455182 1326084 3259607 2007-12-31 46.1% 15.56% 13.13% 19.55% 0.0605 11.798 3.2 2.41 0.93 6.84 1.1238 0.9063 0.3282 7.528 0.8827 171.7% 1330 2916 6110
2007-11-23 2007 3 2.78 2.04 0.02 1.73% 5.61% 576811 1647332 84651 280111 60039 194978 0.0463 0.1518 35975953 34010361 32272077 30527093 - 3703876 85612 1039650 122381 7702346 1125262 1002881 8705227 1295757 1284677 3317137 2007-09-30 42.3% 15.70% 14.68% 29.07% 0.0601 - 2.88 2.07 1.24 7.84 1.1141 0.9152 0.3327 8.7131 0.897 161.0% 1266 2988 6361
2007-08-29 2007 2 3.08 2.54 - 2.08% 3.88% 560962 1070521 108878 195460 72427 134939 0.0553 0.1036 38015986 36110183 34375388 32539020 - 3640598 2416128 1001203 133820 7702346 3417331 3283511 10985857 1310365 1302521 N/A 2007-06-30 38.6% 19.26% 19.41% 33.48% 0.0417 - 2.8 1.99 N/A 9.61 1.1098 0.9268 0.387 9.4422 0.9042 225.0% 1720 4021 9393
2007-05-14 2007 1 N/A N/A - 1.80% 1.80% 509559 509559 88847 88847 62512 62512 0.0485 0.0485 36823139 34890133 33235756 31454130 - 3587383 1165619 223816 117474 7702346 941803 824329 8526675 1289158 1289158 3029521 2007-03-31 39.2% 18.30% 17.44% 29.64% 0.0279 - 2.78 1.97 1.19 8.15 1.1092 0.8841 0.334 9.2646 0.9026 334.9% 3189 6119 14164
2007-02-26 2006 4 N/A N/A 0.03 N/A N/A 516498 1988029 119204 310579 96264 226918 0.0767 0.1829 35483992 33589276 32007149 30094003 - 3476843 4200861 216194 40913 3326204 4417055 4376142 7702346 1254878 1240877 2409365 2006-12-31 40.0% 23.66% 23.08% 19.24% 0.0146 10.4993 2.8 1.96 0.98 7.08 1.1161 0.8887 0.2951 9.2058 0.902 676.7% 6337 12550 27855

Financial Quarter Balance Sheet Open in New Window
year qrt Deferred tax assets (A-0) Intangible assets (A-0) Investment in associated companies (A-0) Investment in jointly controlled entity (A-0) Land held for sales (A-0) Other assets (A-0) Property, plant and equipment (A-0) Amount due from associated companies (A-1) Cash and cash equivalents (A-1) Current tax assets (A-1) Deposits with licensed banks (A-1) Derivative financial assets (A-1) Financial assets held-for-trading (A-1) Financial investments available-for-sale (A-1) Financial investments held-to-maturity (A-1) Loans, advances & financing (A-1) Reverse repurchase agreements (A-1) Statutory deposits with Bank Negara Malaysia (A-1) Trade receivables (A-1) Deferred tax liabilities (L-0) Loans & borrowings (L-0) Other liabilities (L-0) Bills payables (L-1) Deposits & placements of banks & other financial institutions (L-1) Deposits from customers (L-1) Derivative financial liabilities (L-1) Obligations on securities sold under repurchase agreements (L-1) Provision for taxation (L-1) Recourse obligations on loans sold to Cagamas Berhad (L-1) Trade and other payables (L-1)
2012 4 - 1006784 183696 129788 - 313277 178093 67240 7359658 14775 492356 66015 165592 9404237 548324 34163168 20057 1507480 213751 16335 972343 364964 152400 4588209 42944986 59560 - 63751 413549 213690
2012 3 437 1008056 181497 128443 - 73367 180432 67226 8200891 35364 426765 60150 61008 9329074 612058 33088793 - 1401779 194026 15696 972398 504799 136042 5103987 41525547 64418 - 63793 417329 187627
2012 2 199 1010076 178263 116068 - 76314 182397 67225 8119690 34888 457256 37899 - 9570608 614353 32503873 - 1427953 255336 21013 972373 718854 115886 5549336 40547307 92098 - 68900 421071 252668
2012 1 131 1011340 175512 117016 - 537523 179751 67214 9477994 31575 826955 57256 280700 10372807 626049 31154232 - 1373704 349693 27993 972027 913404 571182 7066556 40455764 59409 - 47127 424777 342924
2011 4 470 1013419 155548 115430 - 177174 178649 67257 9740308 30445 279458 47023 149832 9122892 650923 30436846 - 1410141 160239 20729 669645 442214 82059 6867047 39363414 96954 - 16401 428459 156908
2011 3 930 1008543 153129 108931 - 329488 182643 66311 8333752 54518 243474 83791 - 9337533 650145 29138593 - 1159397 95866 15519 666310 609721 161383 4679046 38693932 120290 - 20646 277996 115797
2011 2 7708 1009490 154698 105843 - 488750 179745 66310 7288221 88533 163914 33861 15 9734953 656085 28422875 - 877971 130248 28416 666310 732062 148922 5892186 36029628 55505 - 6362 280826 126455
2011 1 15377 1009655 154116 109953 - 527519 178755 90624 8091037 79706 32832 43139 8 9921741 530842 27319952 - 273673 369241 18232 390624 611814 137178 6799753 34789691 56842 - 5736 283618 361491
2010 4 10180 1011867 152779 113311 - 305813 176897 90624 8673341 76291 18088 43254 149853 8528907 533458 26574066 - 275167 270012 25082 390624 738025 110161 6837631 33098432 57560 - 188 286370 258802
2010 3 95006 1013537 150323 105755 27332 539178 165705 90624 7824868 40132 2381 - 9971 8060458 563598 25736002 - 279630 265451 166 390624 666585 114528 5976792 32014752 - - 91264 289085 257107
2010 2 4351 1014620 144837 108526 61332 535550 171524 90624 6901053 91900 7017 - 69826 7764084 576867 24890351 - 258018 113477 27000 390624 607243 115483 5165785 31009647 - - 38324 291763 110073
2010 1 5607 1019765 135144 112605 62354 499547 175546 - 6740156 96405 1817 - 13 7397427 623704 23522766 - 256311 181449 27176 300000 550304 112847 5180908 29230463 - - 34785 294523 169251
2009 4 57430 1023330 129228 107642 62354 452794 196774 - 6223544 18756 1817 24315 150000 8166664 518216 22496936 - 244982 79361 176 300000 662104 94265 5147094 28599251 41684 - 2734 297216 74330
2009 3 59029 1027919 121848 105545 66247 512695 186421 - 6828602 47194 102800 - 42 7298467 527279 21535970 - 228043 97022 2424 300000 568285 118523 4141168 28620186 - - 22309 148618 94272
2009 2 69480 1033133 120282 105457 66571 483867 192734 - 6466690 50913 1800 - 70 6524371 550224 21299223 - 244096 177034 975 500000 568196 124473 3134119 28108014 - - 55430 150000 146868
2009 1 64715 1035672 118203 103725 85269 556398 198014 - 7759836 47733 - - 95042 5908856 549610 20477303 - 240445 34779 1526 200000 575778 86330 4567597 27248537 - - 52320 - 30893
2008 4 63938 1037702 113661 96030 87412 626772 203153 - 6851602 41465 - - 403813 5896608 602665 19927677 - 835628 40005 1257 700000 658783 136243 3888707 26934976 - - 48831 11088 36941
2008 3 61362 1038995 116939 99130 81512 508291 204455 - 6101712 107333 13328 - 1194818 5808046 627581 19260418 - 874981 926842 363 700000 612332 112964 5041143 25147300 - - 81132 24103 920590
2008 2 51489 1034792 115210 93749 81620 383983 223503 - 8725978 104193 36062 - 373002 5423513 625229 18258346 - 844429 856774 363 700000 697894 90411 4341711 26114975 - - 62247 31060 860332
2008 1 40422 1037607 112335 97661 81620 442967 227019 - 9252139 95636 292080 - 327924 5307319 652619 17749212 - 811727 805828 2979 700000 669425 157836 4104375 26322706 - - 51032 186617 801115
2007 4 32871 1036929 109976 97330 92835 470044 226159 - 8386113 72834 721548 - 280326 5868465 443307 17277639 - 841647 174859 4316 900000 676595 126697 4079074 25558739 - - 25317 361510 163656
2007 3 42148 1040933 109498 107491 99324 324473 241725 - 8764417 73280 576943 - 639404 4616376 814729 16884713 - 813877 826622 17268 1020000 707716 91728 3384784 25815567 - - 32924 430878 771212
2007 2 53589 1043362 107952 107403 100814 249516 243167 - 11041240 78838 750751 - 499306 4546426 907964 16768176 - 801220 716262 33182 1020000 783186 78415 4127369 25647998 - 1508975 24626 517556 634081
2007 1 67975 1044900 99806 107250 100814 262896 249365 - 8586515 101432 1142180 - 488248 5401385 1193131 16470803 - 776986 729453 30986 1020000 730640 112170 1179753 26842776 - 2096505 - 567340 655586
2006 4 87430 1048148 98342 107913 100814 223319 228750 - 7734134 104196 326482 - 533805 5245310 1065972 17356971 - 820755 401651 22809 1162644 727693 281177 1351527 25688093 - 1760313 5457 637758 369678

Financial Quarter Income Statement Open in New Window
year qrt Revenue Income tax expense Finance/interest costs Other income Administrative/Operating expenses Share of profit/ (loss) of associates Impairment loss Net income from Islamic banking business Write back/(Allowances) for losses on loans, advance & financing Zakat Profit equalisation reserve Gain/loss on dilution of equity investment in associate Share of net profit of jointly controlled entity Interest income Interest expense
2012 4 756191 51817 10708 98997 184398 7596 9828 57200 19893 210 - - 1255 539444 307043
2012 3 773040 49814 10717 116415 170098 3892 33 51117 7638 384 - - 751 537790 309639
2012 2 735674 48261 10254 98024 173155 1710 303 48362 2446 6391 - - 856 524001 294495
2012 1 722672 47818 9342 95022 172664 19567 9690 47026 4134 101 - - 673 518447 298609
2011 4 709816 41913 6886 84643 163309 296 187 52268 15872 218 204 - 28 524659 301114
2011 3 680121 75379 6906 69065 162479 1969 70 50779 50246 5653 70 - 1916 505824 294184
2011 2 648495 43480 4999 78833 165846 517 191 46167 1014 275 134 - 3124 486234 260911
2011 1 624775 34044 3730 80531 167127 1451 800 46755 27057 191 - - 3354 458349 246316
2010 4 620544 29420 3810 99987 165170 1249 4046 44496 32867 710 - 501 7421 444045 235104
2010 3 597821 34097 3781 86841 167583 2961 3795 45247 30314 85 271 0 3238 438477 215889
2010 2 534605 37979 3312 72756 157499 2290 441 44538 19192 4626 271 7962 2319 397407 188490
2010 1 520025 41991 2093 88153 149909 5504 104 43502 12435 - - - 5059 365880 166442
2009 4 510409 29832 2087 94998 155859 4062 5683 42630 86164 0 776 - 1632 380997 158036
2009 3 508867 33614 2212 84273 152491 1566 4928 42119 40202 100 2845 - 88 360667 151743
2009 2 490606 29786 4009 76563 151213 2079 2373 39790 37812 3308 3621 - 1732 354818 153043
2009 1 498976 28677 2723 62398 144931 4542 904 38098 20887 - - - 45 372173 187546
2008 4 512575 31433 2804 37657 144356 318 23192 40187 19590 30 - - 3100 401371 209465
2008 3 516630 21272 2825 57796 145531 1729 4156 37405 46942 0 - - 2259 398192 218242
2008 2 539071 24335 2895 81507 146598 2875 2841 34511 54918 2359 - - 6462 387397 209199
2008 1 547162 32019 3588 88485 151096 2359 4095 36031 18204 - - - 331 389061 214870
2007 4 537541 13715 6273 82728 154479 3398 9763 34252 54230 85 0 - 10161 401950 216827
2007 3 576811 24612 7557 85872 167457 1546 13380 32229 28839 0 290 - 88 430347 248488
2007 2 560962 34186 7482 93082 127875 8146 15739 29684 30420 2265 1008 - 153 410313 251992
2007 1 509559 26335 8127 72135 131498 4384 607 33061 31494 - 797 - 663 388468 236015
2006 4 516498 21441 8933 110623 125789 9349 18099 33177 35549 1499 0 - 3437 394343 236481

Financial Quarter Segments Revenue
year qrt Others Elimination/Adjustment Investment Banking Commercial Banking
2012 4 4130 16073 74490 693644
2012 3 4713 15295 84612 699010
2012 2 4675 17055 80465 667589
2012 1 4728 17344 79392 655896
2011 4 2537 4523 73246 638556
2011 3 3797 1519 78151 594918
2011 2 5014 6650 77757 572374
2011 1 4560 2889 67611 555493
2010 4 4175 2385 67136 551618
2010 3 4286 2423 68305 527653
2010 2 3548 1650 48506 484201
2010 1 2381 1299 63172 455771
2009 4 1848 3211 56117 455655
2009 3 1868 3699 62972 447726
2009 2 1878 3412 57558 434582
2009 1 1982 4381 54108 447267
2008 4 3627 11631 40056 480523
2008 3 3518 3331 45714 470729
2008 2 4204 1596 39970 496493
2008 1 3520 914 58882 485674
2007 4 3088 2800 60671 476582
2007 3 3601 1668 75953 498925
2007 2 3672 875 70096 488069
2007 1 3157 987 77830 429559
2006 4 710 1210 85728 428850

Financial Quarter Segments Profit
year qrt Others Elimination/Adjustment Investment Banking Commercial Banking
2012 4 963 10873 21718 182282
2012 3 889 11594 26951 178920
2012 2 922 11539 17433 175964
2012 1 903 11422 24956 166293
2011 4 706 10474 8452 164789
2011 3 1289 8789 41485 167934
2011 2 1100 6520 21593 157117
2011 1 753 4590 17325 123435
2010 4 576 4554 18363 129167
2010 3 597 4294 28521 119999
2010 2 521 3908 12309 133744
2010 1 483 3189 27881 138994
2009 4 334 3170 11463 101186
2009 3 325 3196 19768 118907
2009 2 90 3347 16933 104523
2009 1 402 2552 16399 100531
2008 4 995 2904 17779 137042
2008 3 592 2425 19163 97107
2008 2 1338 2641 18861 112315
2008 1 602 2785 15384 108164
2007 4 9054 3153 9894 62670
2007 3 836 954 8770 82292
2007 2 17452 1071 20101 105815
2007 1 17922 17677 23209 71226
2006 4 484 3370 54376 67926

Financial Quarter Segments Associate
year qrt Others Insurance
2012 4 77 8928
2012 3 75 4718
2012 2 41 895
2012 1 37 20277
2011 4 - 478
2011 3 - 3885
2011 2 - 2607
2011 1 - 1903
2010 4 - 8670
2010 3 - 277
2010 2 - 29
2010 1 - 10563
2009 4 - 2430
2009 3 - 1654
2009 2 - 3811
2009 1 - 4587
2008 4 - 3418
2008 3 - 530
2008 2 - 3587
2008 1 - 2690
2007 4 - 6763
2007 3 - 1634
2007 2 - 8299
2007 1 - 3721
2006 4 - 5912
Short form reference
a_date = announcement date, yr = financial year end, qrt = quarter
h_price = stock highest price during the quarter, l_price = stock lowest price during the quarter
div = dividend recommend or declare in the quarter, roe = return on equity
c_roe = cumulative of return on equity during the financial year
rev = revenue in the current quarter, c_rev = cumulative of revenue during the financial year
pbt = profit before tax in the current quarter, c_pbt = cumulative of profit before tax during the financial year
eps = earnings per share in the current quarter, c_eps = cumulative of earnings per share during the financial year
asset = total asset, liab = total liability, mino = minority interest, equi = total equity
cfo = net cash flow from operating activities, cfi = net cash flow from investing activities
cff = net cash flow from financing activities, cash = cash and cash equivalents as at beginning of financial year
final = cash and cash equivalents as at current financial period ended
share = diluted/basic weighted average number of ordinary shares
c_share = cumulative of diluted/basic weighted average number of ordinary shares during the financial year
m_cap = market capital at announcement date of quarterly report, date = current financial period ended date
prof_m = profit margin, vat = income tax rate, pe = price earning per share ratio of recent four quarter
navps = net asset value per share, ntaps = net tangible asset per share, cps = cash per share
l_cur = liquidity current ratio, l_qui = liquidity quick ratio, l_cash = liquidity cash ratio
g_de = gearing debt to equity ratio, g_da = gearing debt to assets ratio
avg_w = working capital per thousand Ringgit sale
inv_d = days to sell the inventory, rec_d = days to collect the receivables
pay_d = days to pay the payables


CURRENT
●CHANGES IN SHAREHOLDING
●ANNUAL REPORTS


HISTORICAL
●CHANGES IN SHAREHOLDING


ARCHIVES
●CHANGES IN SHAREHOLDING

Posted by cwyeoh stock analysis at 12:25 PM 0 comments
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Saturday, December 22, 2012

KLCI Stock - AFFIN / 5185 - 2012 Quarter 3

AFFIN HOLDINGS BHD


Company Description
Affin Holdings Berhad is an investment holding company. It operates in five segments: Commercial Banking and hire purchase, Islamic Banking, Investment Banking and stock-broking, Money-broking, Fund and unit trusts management. The principal activity of the jointly controlled entities are underwriting of life insurance business and property development while the associate is principally engaged in the underwriting of general insurance business. The Commercial Banking and Hire Purchase segment focuses on business of banking in all aspects which includes Islamic Banking operations. Investment banking segment includes business of a merchant bank, discount house, fund and unit trusts management. Stock-broking segment comprises institutional and retail broking business for securities listed on the Bursa Malaysia Securities Berhad. The insurance segment includes general and life insurance businesses.

Company Info 
Listing Date1991-11-04
Market Capital (Capital Size)5,051,666,224 (Very Large)
Par ValueRM 1.00
BoardMain
SectorFinance
Major IndustryBanking
Sub IndustryOther Financial Services
Websitehttp://www.affin.com.my/

My Analysis 
Forecast P/E now(3.38-0.15)/0.4223 = 7.65 (Moderate)
Target Price4.01+0.15 = 4.16 (PE 9.5, EPS 0.4223, DPS 0.15)
DecisionBUY if stock price sustain and uptrend above SMA20 or wait rebound at around SMA100
Comment
Revenue increased 5.1% and is continuous increasing since FY09Q2(higher than preceding year corresponding quarter 13.7%), eps increased 14.9% and also higher than preceding year corresponding quarter 19.6%, not enough cash for operating hence increase borrowings and spent 15.2% of Group cash to cover all expenses, total assets indicate Group expand but slower liabilities leverage, interest margin higher than corresponding quarter but still much more lower than earlier years, all division continuing growth
First Support Price3.32
Second Support Price3.2
Risk RatingMODERATE

Research House
HwangDBS Target Price4 (2012-06-25)
Jupiter Target Price3.9 (2012-07-18)
HLG Target Price2.96 (2012-08-23)
Alliance Target Price3.93 (2012-11-20)
CIMB Target Price3.13 (2012-11-20)
MIDF Target Price4.2 (2012-11-20)
RHB Target Price3.6 (2012-11-20)
TA Target Price4.4 (2012-11-20)
Kenanga Target Price4.4 (2012-12-19)

Accounting Ratio 
Return on Equity10.93%
Dividend Yield4.44%
Interest Profit Margin42.4%
Operating Profit Margin28.20%
Net Profit Margin27.41%
Tax Rate23.69%
Asset Turnover0.0534
Net Asset Value Per Share4.05
Net Tangible Asset per share3.38
Price/Net Tangible Asset Per Share1.0
Cash Per Share6.71
Liquidity Current Ratio1.1259
Liquidity Quick Ratio0.9153
Liquidity Cash Ratio0.2112
Gearing Debt to Equity Ratio8.0875
Gearing Debt to Asset Ratio0.89
Working capital per thousand Ringgit sale203.3%
Days to sell the inventory1711
Days to collect the receivables4139
Days to pay the payables8113

Technical Analysis 
SMA 103.36 (Uptrend)
SMA 203.334 (Uptrend 19 days)
SMA 503.269 (Uptrend)
SMA 1003.294 (Downtrend)
SMA 2003.16 (Uptrend)
MACD (26d/12d)0.028812 ( 0.000387 )
Signal (9)0.027498 ( 0.000328 )
MACD Histogram0.001314 (Bullish trend 2 days)
Bolinger Upper Band3.439
Bolinger Lower Band3.229

My notes based on 2012 quarter 3 report (number in '000):-
- Higher pbt mainly due to the increase in other operating income, net interest income and Islamic banking income and higher share of profits in associate

- Lower pbt from Investment Banking segment than FY11Q3 mainly due to the allowance for loan impairment of RM4.1 mil as compared to a write-back of RM18.3 mil

- Higher pbt from Insurance segment mainly due to higher earned premium from motor, fire and health classes of insurance, as well as the release of Unearned Premium Reserve (UPR) of RM52.3 mil due to the change in basis of UPR computation from policy booking dates and 1/24 method to policy inception dates and 1/365 method during the year

- Estimate next 4Q eps after 2012 Q3 result announced = 0.4022*1.05 = 0.4223, estimate PE on current price 3.38 = 7.65(DPS 0.15)
- Estimate next 4Q eps after 2012 Q2 result announced = 5892892*0.1/1494576 = 0.3943, estimate highest/lowest PE = 8.78/7.81 (DPS 0.12)
- Estimate next 4Q eps after 2012 Q1 result announced = 5758289*0.1/1494576 = 0.3853, estimate highest/lowest PE = 9.53/7.5 (DPS 0.12)
- Estimate next 4Q eps after 2011 Q4 result announced = 5592224*0.1/1494576 = 0.3742, estimate highest/lowest PE = 8.23/7.3 (DPS 0.12)
- Estimate next 4Q eps after 2011 Q3 result announced = 0.3377*1.05 = 0.3546, estimate highest/lowest PE = 8.94/7.39 (DPS 0.12)
- Estimate next 4Q eps after 2011 Q2 result announced = (0.071+0.0898)*2*1.05 = 0.3377, estimate highest/lowest PE = 9.21/6.4 (DPS 0.09)
- Estimate next 4Q eps after 2011 Q1 result announced = (0.071+0.077)*2 = 0.296, estimate highest/lowest PE = 11.76/9.8 (DPS 0.09)

AFFIN latest news (English)

AFFIN latest news (Chinese)

Financial Quarter Summary
a_dateyearqrth_pricel_pricedivroec_roerevc_revpbtc_pbtprofc_profepsc_epsassetc_assetliabc_liabminoequicfocficffcashfcfnetfinalsharec_sharem_capdateinte_moper_mprof_mvatasset_tpenavpsntapsp/ntapscpsl_curl_quil_cashg_deg_daavg_winv_drec_dpay_d
2012-11-1920123N/AN/A0.152.89%8.38%77304022285992119066144541617084685610.10820.313555049366534771344899163647498743-6057730190201112503130275396751181776980147422782008911494576149457650367212012-09-3042.4%28.20%27.41%23.69%0.0534-4.053.381.06.711.12590.91530.21128.08750.89203.3%171141398113
2012-08-17201223.613.23-2.52%5.49%73567414583461954804029321408283068530.09420.205354652398530890814875950647047266-5892892177527516724930272896751181942524163979680353221494576149457653057442012-06-3043.8%27.85%26.57%27.96%0.0521-3.943.271.096.691.12840.91190.21278.27430.8922212.1%182242078406
2012-05-25201213.793.01-2.97%2.97%7226727226722139442138431660251660250.11110.111156639452546181795088116348967739-57582895476161126877302382967511857926127687993982391494576149457644986732012-03-3142.4%28.10%29.60%22.40%0.0487-3.853.180.957.811.11540.8850.23858.83620.8983204.6%208841739055
2012-02-20201143.22.85-2.55%9.77%70981626602431746747028111325435079950.08870.339953736054520953644814383047011242-559222411416491404794186386320851001170104303396751181494576149457647079142011-12-3142.6%25.54%24.61%24.12%0.04969.26763.743.061.037.651.10810.89710.24318.60910.8959190.9%187642038882
2011-11-18201133.292.740.122.60%7.22%68012119504272162305283551351983754520.09050.251250947044491633804536064044069090-558640438177513774174802862119155195137714982440421494576149457643342702011-09-3041.8%32.24%31.79%37.47%0.0505-3.743.060.956.511.11560.8890.22098.11980.8903197.9%194841558589
2011-08-15201123.22.25-2.58%4.62%64849512732701779423177781341872402540.08980.160849409220474629864396667242539884-5442548446327113190917480286211911578236140343472177571494576149457646780222011-06-3046.3%28.61%27.44%24.59%0.0504-3.642.971.055.571.11570.87150.19588.07830.8898197.6%204441928367
2011-05-24201113.572.99-2.04%2.04%6247756247751403021401111060671060670.07100.071048748170467527954345497942434309-52931918254811326389100884862119150090860179280193991494576149457652310162011-03-3146.3%23.36%22.46%24.40%0.0488-3.542.871.225.621.10180.85540.19798.20960.8914181.6%214642648712
2011-02-24201043.623.15-2.67%10.32%62054422729951567026321121265724886250.08470.327047003908452330614180287540649144-5201033254509585416224561746512459679245743486320851494570149443949021892010-12-3147.1%24.39%25.25%19.23%0.048410.03173.482.81.176.01.11280.88610.22068.03740.8893201.7%203843258993
2010-11-26201033.733.080.092.43%7.65%59782116524511491974761201150153620530.07700.242344969951428731153980090338743528-51690481339148256263400761746511595411159140477660551494570149443947377862010-09-3050.8%25.64%24.96%22.91%0.0481-3.462.781.145.421.10660.88370.20927.69990.8851190.9%199844038944
2010-08-20201023.313.03-2.36%5.22%53460510546301543113270081117062470380.07480.165342803957407632173775594236731075-50480152050684667464225617465167181466758968422401494374149437345578402010-06-3052.6%28.00%28.86%27.61%0.0485-3.382.71.134.81.10980.88080.19517.47940.8821194.4%204544178922
2010-05-31201013.132.9-2.86%2.86%5200255200251773231773231353321353320.09060.090640830616388200483590025735022777-493035918854179507895266617465160653751127166859221494317149431743335192010-03-3154.5%32.47%34.10%23.68%0.0497-3.32.621.114.681.10840.87940.19987.28150.8792187.1%197342628607
2010-02-25200943.292.63-1.91%8.43%5104092008858114002493752841703718430.05630.248839954143379245913521885434256574-473528915960411833947399986681254323790663789261746511494367149436739451282009-12-3158.5%22.27%22.34%26.17%0.050310.60973.172.481.064.331.10710.84920.18897.43750.8815182.6%213141028263
2009-11-20200932.682.270.0852.41%6.52%50886714984491399823797501062682876730.07110.192538745123366654193401578533145076-47293381459292109183340000068125433674593254167800021494367149436735565932009-09-3057.9%27.62%27.51%24.08%0.0519-3.162.480.964.791.10620.87010.2167.19250.8779175.1%189539268021
2009-08-20200922.661.85-2.04%4.11%490606989582122911239868898171814050.06010.121437385945353144213278807531718904-4597870249170452707200000681254320353740353764090061494367149436727645782009-06-3056.9%25.09%25.05%26.93%0.054-3.082.390.774.491.11340.89030.21167.13110.877178.1%163738837329
2009-05-15200912.041.61-2.08%2.08%49897649897612026512026591588915880.06130.061337275600351136043276298131985677-451261913038551036815000006812543140753690753677200791494371149437124806552009-03-3149.6%23.73%24.10%23.84%0.0555-3.022.330.715.351.09780.89290.25017.26030.8789151.3%144736227051
2009-02-24200841.861.23-1.99%6.91%5125752115438115570401821841072927620.05630.195836828131345994633241682631056786-441130512287071922427829483387681247931152622568125431494367149486219127892008-12-3147.8%23.76%22.55%27.22%0.05746.53582.952.260.575.141.11410.89180.24757.34860.8802167.5%148734456680
2008-11-18200831.531.220.051.27%4.92%516630160286375167286281538952086550.03610.139737025743349150593263992731327232-43858162051358266022300283387682054018227702060617481493693149369318969902008-09-3045.2%15.20%14.55%28.30%0.0578-2.942.240.574.681.11450.8710.22317.44220.8815167.6%158534436490
2008-08-14200821.91.14-1.47%3.65%539071108623389059211114623651547600.04180.103737231872352475263289899331500736-4332879244547325921223002833876857046834746686862341492338149233828354422008-06-3046.0%17.72%16.52%29.97%0.0591-2.92.210.866.441.11890.91510.3057.59290.8836170.3%129831716356
2008-05-15200812.141.66-2.18%2.18%54716254716212441412441492395923950.06190.061937334115352944843299608531623681-43380306641053899721898278338768105407786425092030181492338149233830294462008-03-3144.8%22.90%22.74%25.74%0.0595-2.912.210.926.941.11610.91720.32757.60620.8838165.2%126530476350
2008-02-29200742.261.920.031.63%7.24%537541218487370595350621567952517730.03900.189936132882340667383189590430314993-4236978100384494129242677770234639374563642283387681455182132608432596072007-12-3146.1%15.56%13.13%19.55%0.060511.7983.22.410.936.841.12380.90630.32827.5280.8827171.7%133029166110
2007-11-23200732.782.040.021.73%5.61%576811164733284651280111600391949780.04630.151835975953340103613227207730527093-370387685612103965012238177023461125262100288187052271295757128467733171372007-09-3042.3%15.70%14.68%29.07%0.0601-2.882.071.247.841.11410.91520.33278.71310.897161.0%126629886361
2007-08-29200723.082.54-2.08%3.88%5609621070521108878195460724271349390.05530.103638015986361101833437538832539020-3640598241612810012031338207702346341733132835111098585713103651302521N/A2007-06-3038.6%19.26%19.41%33.48%0.0417-2.81.99N/A9.611.10980.92680.3879.44220.9042225.0%172040219393
2007-05-1420071N/AN/A-1.80%1.80%509559509559888478884762512625120.04850.048536823139348901333323575631454130-35873831165619223816117474770234694180382432985266751289158128915830295212007-03-3139.2%18.30%17.44%29.64%0.0279-2.781.971.198.151.10920.88410.3349.26460.9026334.9%3189611914164
2007-02-2620064N/AN/A0.03N/AN/A5164981988029119204310579962642269180.07670.182935483992335892763200714930094003-347684342008612161944091333262044417055437614277023461254878124087724093652006-12-3140.0%23.66%23.08%19.24%0.014610.49932.81.960.987.081.11610.88870.29519.20580.902676.7%63371255027855

Financial Quarter Balance Sheet
yearqrtDeferred tax assets (A-0)Intangible assets (A-0)Investment in associated companies (A-0)Investment in jointly controlled entity (A-0)Land held for sales (A-0)Other assets (A-0)Property, plant and equipment (A-0)Amount due from associated companies (A-1)Cash and cash equivalents (A-1)Current tax assets (A-1)Deposits with licensed banks (A-1)Derivative financial assets (A-1)Financial assets held-for-trading (A-1)Financial investments available-for-sale (A-1)Financial investments held-to-maturity (A-1)Loans, advances & financing (A-1)Statutory deposits with Bank Negara Malaysia (A-1)Trade receivables (A-1)Deferred tax liabilities (L-0)Loans & borrowings (L-0)Other liabilities (L-0)Bills payables (L-1)Deposits & placements of banks & other financial institutions (L-1)Deposits from customers (L-1)Derivative financial liabilities (L-1)Obligations on securities sold under repurchase agreements (L-1)Provision for taxation (L-1)Recourse obligations on loans sold to Cagamas Berhad (L-1)Trade and other payables (L-1)
201234371008056181497128443-7336718043267226820089135364426765601506100893290746120583308879314017791940261569697239850479913604251039874152554764418-63793417329187627
201221991010076178263116068-763141823976722581196903488845725637899-95706086143533250387314279532553362101397237371885411588655493364054730792098-68900421071252668
201211311011340175512117016-5375231797516721494779943157582695557256280700103728076260493115423213737043496932799397202791340457118270665564045576459409-47127424777342924
201144701013419155548115430-17717417864967257974030830445279458470231498329122892650923304368461410141160239207296696454422148205968670473936341496954-16401428459156908
201139301008543153129108931-3294881826436631183337525451824347483791-93375336501452913859311593979586615519666310609721161383467904638693932120290-20646277996115797
2011277081009490154698105843-4887501797456631072882218853316391433861159734953656085284228758779711302482841666631073206214892258921863602962855505-6362280826126455
20111153771009655154116109953-52751917875590624809103779706328324313989921741530842273199522736733692411823239062461181413717867997533478969156842-5736283618361491
20104101801011867152779113311-3058131768979062486733417629118088432541498538528907533458265740662751672700122508239062473802511016168376313309843257560-188286370258802
2010395006101353715032310575527332539178165705906247824868401322381-9971806045856359825736002279630265451166390624666585114528597679232014752--91264289085257107
201024351101462014483710852661332535550171524906246901053919007017-6982677640845768672489035125801811347727000390624607243115483516578531009647--38324291763110073
201015607101976513514411260562354499547175546-6740156964051817-1373974276237042352276625631118144927176300000550304112847518090829230463--34785294523169251
2009457430102333012922810764262354452794196774-622354418756181724315150000816666451821622496936244982793611763000006621049426551470942859925141684-273429721674330
2009359029102791912184810554566247512695186421-682860247194102800-42729846752727921535970228043970222424300000568285118523414116828620186--2230914861894272
2009269480103313312028210545766571483867192734-6466690509131800-70652437155022421299223244096177034975500000568196124473313411928108014--55430150000146868
2009164715103567211820310372585269556398198014-775983647733--9504259088565496102047730324044534779152620000057577886330456759727248537--52320-30893
200846393810377021136619603087412626772203153-685160241465--403813589660860266519927677835628400051257700000658783136243388870726934976--488311108836941
200836136210389951169399913081512508291204455-610171210733313328-1194818580804662758119260418874981926842363700000612332112964504114325147300--8113224103920590
200825148910347921152109374981620383983223503-872597810419336062-37300254235136252291825834684442985677436370000069789490411434171126114975--6224731060860332
200814042210376071123359766181620442967227019-925213995636292080-3279245307319652619177492128117278058282979700000669425157836410437526322706--51032186617801115
200743287110369291099769733092835470044226159-838611372834721548-2803265868465443307172776398416471748594316900000676595126697407907425558739--25317361510163656
2007342148104093310949810749199324324473241725-876441773280576943-63940446163768147291688471381387782662217268102000070771691728338478425815567--32924430878771212
20072535891043362107952107403100814249516243167-1104124078838750751-49930645464269079641676817680122071626233182102000078318678415412736925647998-150897524626517556634081
2007167975104490099806107250100814262896249365-85865151014321142180-4882485401385119313116470803776986729453309861020000730640112170117975326842776-2096505-567340655586
2006487430104814898342107913100814223319228750-7734134104196326482-5338055245310106597217356971820755401651228091162644727693281177135152725688093-17603135457637758369678

Financial Quarter Income Statement
yearqrtRevenueIncome tax expenseFinance/interest costsOther incomeAdministrative/Operating expensesShare of profit/ (loss) of associatesImpairment lossNet income from Islamic banking businessWrite back/(Allowances) for losses on loans, advance & financingZakatProfit equalisation reserveGain/loss on dilution of equity investment in associateShare of net profit of jointly controlled entityInterest incomeInterest expense
201237730404981410717116415170098389233511177638384--751537790309639
2012273567448261102549802417315517103034836224466391--856524001294495
2012172267247818934295022172664195679690470264134101--673518447298609
20114709816419136886846431633092961875226815872218204-28524659301114
20113680121753796906690651624791969705077950246565370-1916505824294184
2011264849543480499978833165846517191461671014275134-3124486234260911
201116247753404437308053116712714518004675527057191--3354458349246316
2010462054429420381099987165170124940464449632867710-5017421444045235104
20103597821340973781868411675832961379545247303148527103238438477215889
201025346053797933127275615749922904414453819192462627179622319397407188490
201015200254199120938815314990955041044350212435---5059365880166442
20094510409298322087949981558594062568342630861640776-1632380997158036
20093508867336142212842731524911566492842119402021002845-88360667151743
200924906062978640097656315121320792373397903781233083621-1732354818153043
200914989762867727236239814493145429043809820887---45372173187546
200845125753143328043765714435631823192401871959030--3100401371209465
20083516630212722825577961455311729415637405469420--2259398192218242
20082539071243352895815071465982875284134511549182359--6462387397209199
2008154716232019358888485151096235940953603118204---331389061214870
2007453754113715627382728154479339897633425254230850-10161401950216827
200735768112461275578587216745715461338032229288390290-88430347248488
2007256096234186748293082127875814615739296843042022651008-153410313251992
200715095592633581277213513149843846073306131494-797-663388468236015
20064516498214418933110623125789934918099331773554914990-3437394343236481

Financial Quarter Segments Revenue
yearqrtOthersElimination/AdjustmentInvestment BankingCommercial Banking
2012347131529584612699010
2012246751705580465667589
2012147281734479392655896
201142537452373246638556
201133797151978151594918
201125014665077757572374
201114560288967611555493
201044175238567136551618
201034286242368305527653
201023548165048506484201
201012381129963172455771
200941848321156117455655
200931868369962972447726
200921878341257558434582
200911982438154108447267
2008436271163140056480523
200833518333145714470729
200824204159639970496493
20081352091458882485674
200743088280060671476582
200733601166875953498925
20072367287570096488069
20071315798777830429559
20064710121085728428850

Financial Quarter Segments Profit
yearqrtOthersElimination/AdjustmentInvestment BankingCommercial Banking
201238891159426951178920
201229221153917433175964
201219031142224956166293
20114706104748452164789
201131289878941485167934
201121100652021593157117
20111753459017325123435
20104576455418363129167
20103597429428521119999
20102521390812309133744
20101483318927881138994
20094334317011463101186
20093325319619768118907
2009290334716933104523
20091402255216399100531
20084995290417779137042
2008359224251916397107
200821338264118861112315
20081602278515384108164
2007490543153989462670
20073836954877082292
2007217452107120101105815
2007117922176772320971226
2006448433705437667926

Financial Quarter Segments Associate
yearqrtOthersInsurance
20123754718
2012241895
201213720277
20114-478
20113-3885
20112-2607
20111-1903
20104-8670
20103-277
20102-29
20101-10563
20094-2430
20093-1654
20092-3811
20091-4587
20084-3418
20083-530
20082-3587
20081-2690
20074-6763
20073-1634
20072-8299
20071-3721
20064-5912

Short form reference
a_date = announcement date, yr = financial year end, qrt = quarter
h_price = stock highest price during the quarter, l_price = stock lowest price during the quarter
div = dividend recommend or declare in the quarter, roe = return on equity
c_roe = cumulative of return on equity during the financial year
rev = revenue in the current quarter, c_rev = cumulative of revenue during the financial year
pbt = profit before tax in the current quarter, c_pbt = cumulative of profit before tax during the financial year
eps = earnings per share in the current quarter, c_eps = cumulative of earnings per share during the financial year
asset = total asset, liab = total liability, mino = minority interest, equi = total equity
cfo = net cash flow from operating activities, cfi = net cash flow from investing activities
cff = net cash flow from financing activities, cash = cash and cash equivalents as at beginning of financial year
final = cash and cash equivalents as at current financial period ended
share = diluted/basic weighted average number of ordinary shares
c_share = cumulative of diluted/basic weighted average number of ordinary shares during the financial year
m_cap = market capital at announcement date of quarterly report, date = current financial period ended date
prof_m = profit margin, vat = income tax rate, pe = price earning per share ratio of recent four quarter
navps = net asset value per share, ntaps = net tangible asset per share, cps = cash per share
l_cur = liquidity current ratio, l_qui = liquidity quick ratio, l_cash = liquidity cash ratio
g_de = gearing debt to equity ratio, g_da = gearing debt to assets ratio
avg_w = working capital per thousand Ringgit sale
inv_d = days to sell the inventory, rec_d = days to collect the receivables
pay_d = days to pay the payables


CURRENT
●CHANGES IN SHAREHOLDING
●ANNUAL REPORTS


HISTORICAL
●CHANGES IN SHAREHOLDING


ARCHIVES
●CHANGES IN SHAREHOLDING

Posted by cwyeoh stock analysis at 10:21 AM 0 comments
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